Excess Flood   

Your Solution for Higher Value Coastal and Inland Homes

PEACE-OF-MIND

Provide your insureds with peace-of-mind protection for their home and place where memories are made.

$3.5 MILLION

 Additional coverages up to $3.5 million over NFIP limits.

PROACTIVE 

We never know when a storm will hit. Excess flood coverage helps your policyholders weather the storm.

Simple, Online and On-Demand

Offered through a partnership between Torrent, Johnson & Johnson Insurance and Hiscox, the FloodPlus excess flood product provides superior coverage. Only five additional questions for the excess flood rate. Fully integrated with your NFIP quoting portal.

World Class Customer Service

Our excess flood experts from J&J are here to help you 24/7. Contact us with questions on the quoting process.

FloodPlus Excess Flood by Torrent, Johnson & Johnson Insurance and Hiscox

Torrent Technologies is a business of Marsh, which along with Guy Carpenter, Mercer, and Oliver Wyman, are the primary businesses of Marsh & McLennan.

This document and any recommendations, analysis, or advice it contains (the “Analysis”) are not intended to advise you regarding any individual situation and should not be relied upon for that purpose. Torrent’s Analysis is based on sources we believe reliable, but we make no representation or warranty as to its accuracy. Torrent has no obligation to update this Analysis and shall have no liability to you or any other party arising out of this publication or its contents.