Flood Event Resources

2025 forecasts indicate above normal activity

Colorado State University predicts 17 named storms
Accuweather predicts between 13-18 named storms
NOAA predicts 13-19 named storms

Financial exposure for homeowners, renters, and small business owners
Standard homeowners, renters, and business insurance typically do not cover flood damages from tropical cyclones.

Resources for inland communities
Inland areas are at greater risk due to the storm's potential to infiltrate from the coast to the interior.

Download this cross-sell email template and personalize for your clients with homes in inland areas that could experience flooding from tropical systems — includes links to preparedness and emergency checklists.
Share this video on social media, websites, and in emails to educate inland homeowners on their increased hurricane season flood risk.
Post this infographic to help generate flood insurance quotes for homeowners located further inland, where flood insurance penetration is low.

Resource for wildfire-ravaged areas
Recent wildfires in SC and NJ create an even greater flood risk this hurricane season due to charred soil not able to absorb water.

Cross-sell email template for agents/brokers:
Download this email template and personalize for your clients with homes near wildfire-ravaged areas — includes links to preparedness and emergency checklists.

Getting Critical Information to Your Clients and Community

When a tropical cyclone is on track to make landfall, these resources can help save lives. Resources include:

Prep before the flood event
What to do after the flood event
How to file a flood insurance claim
Disaster assistance and how to apply for an SBA loan

Go To Flood Event Resources

Prepare Clients

Share these checklists with clients as tools to help them prepare before a flood event. Click on the checklist name to download the PDF.

~Emergency Kit Checklist
This checklist helps identify potential risks and necessary precautions to help protect the home.
~Emergency Plan Guide
A checklist of essential supplies to have ready for an emergency situation.
~Hurricane Risk Mitigation Checklist
Helps to identify a comprehensive plan for your family to follow in the event of a hurricane.

Sales Resources for Hurricane Season

Why Buy Flood Insurance for Hurricane Season 1-Page Flyer

Click on the flyer image to download your preferred version.
There is a version for homeowners, renters, and small business owners.
These are fillable PDFs so you can add your contact information on the bottom portion.

Homeowners

Renters

Small Business Owners

Agent Hurricane Season Marketing Materials from FloodSmart.gov

Lower Risk Properties

When flood insurance is not lender required

It's important to always provide flood insurance quotes, even for properties considered to be lower risk. Map lines are not flood deterrents. Educate potential and current clients and include your contact information with this fillable PDF.

Scroll down to download the matching social media card.

Hurricane season for interior communities

As mentioned above, inland communities are at elevated risk during hurricane season as intense storms travel over land and dump heavy rain. 2024's Hurricane Helene is a prime example when multiple Appalachian communities suffered from historic flooding. Many of these areas were considered lower risk and did not have lender required flood insurance mandates.

Download this email template and personalize for your clients with homes in inland areas that could experience flooding from tropical systems — includes links to preparedness and emergency checklists.
Share this video on social media, websites, and in emails to educate inland homeowners on their increased hurricane season flood risk.
Post this infographic to help generate flood insurance quotes for homeowners located further inland, where flood insurance penetration is low.

Fillable PDF: Map Lines Are Not Flood Deterrents

Email Template for Agents: Hurricane Season Brings Flood Risk to Inland Communities

Email Template: Hurricane Season Brings Flood Risk to Inland Communities

Hurricane Season Infographic for Non-Coastal Homeowners

Social Media

Promote your services on social media with these cards. Include a link back to your website where there is more information about how to be proactive for hurricane season. You can use the text in the flyer above.
- Include the checklists from above as a downloadable resource on your website.
#GetFlood for #HurricaneSeason2025: Generate engagement with a hashtag strategy. Use regional hashtags too, such as #GulfCoast. Your agency name is also a great tag!
Generate more new clients who may want more than flood insurance.

Homeowners insurance does not typically cover flood damages

Inland or Coastal Flood Insurance Solutions

Renters Protect Your Belongings with Contents Coverage

Flood Insurance Solutions For Inland Communities

Is Your Home Protected With Flood Insurance

This document and any recommendations, analysis, or advice it contains (the “Analysis”) are not intended to advise you regarding any individual situation and should not be relied upon for that purpose. Torrent’s Analysis is based on sources we believe reliable, but we make no representation or warranty as to its accuracy. Torrent has no obligation to update this Analysis and shall have no liability to you or any other party arising out of this publication or its contents.